How we support this sector
- AI strategy for fraud detection and prevention
- Real-time payments and infrastructure modernization
- Embedded finance and BaaS strategy
- Vendor evaluation for payment platform technology
- Data strategy and monetization planning
- Customer experience and merchant services innovation
Typical deliverables
- AI-powered fraud prevention strategies
- Payment infrastructure modernization roadmaps
- Embedded finance opportunity assessments
- Competitive landscape and market analyses
- Vendor evaluation and platform selection reports
- Data strategy and monetization frameworks
- Operating model recommendations
- Regulatory readiness assessments
Sector expertise
The payments industry sits at the intersection of technology innovation and financial regulation. Real-time payments, embedded finance, AI-powered fraud detection, and evolving consumer expectations are reshaping how value moves through the economy.
We help payments companies develop AI strategies that strengthen their competitive position — whether that means better fraud prevention, smarter routing, improved merchant analytics, or more personalized consumer experiences. Our independence ensures recommendations serve your strategic interests, not a vendor's product roadmap.
Common questions
Do you work with both issuers and acquirers?
Yes. We work across the payments value chain, including issuers, acquirers, processors, networks, and infrastructure providers. Each faces distinct strategic challenges that we address independently.
Can you help with real-time payments strategy?
We advise on strategic positioning for real-time payments, including FedNow, RTP, and cross-border instant payment initiatives. Our focus is on strategy and readiness rather than technical implementation.
What about crypto and digital currency?
We provide strategic analysis of digital currency developments relevant to your business, including CBDC implications, stablecoin integration, and blockchain-based payment infrastructure. We take an evidence-based approach rather than advocacy.
How do you address PCI and compliance requirements?
We help develop data and AI governance frameworks that support PCI-DSS and other compliance obligations. We do not provide compliance certification or audit services.